financial services
Introduction Invoice financing is a type of business financing that allows small-business owners to use their outstanding customer invoices as collateral to obtain funding. This form of financing is also known as accounts receivable financing or invoice factoring. It is a useful option for businesses that need to improve their cash flow, pay employees and … Read more
Canadian investment banks play a significant role in the country’s economy, facilitating mergers and acquisitions, underwriting securities, and providing advisory services to corporations, governments, and other institutions. These banks are known for their stability, reliability, and expertise in the financial industry, making them a preferred choice for clients seeking quality services. In Canada, the investment … Read more
Protective Asset Protection is a company that provides innovative, valuable, and affordable F&I products and solutions to protect automotive, marine, power sports, and recreational assets. The Asset Protection Division of Protective Life Corporation has been providing F&I solutions for the automotive industry since 1962. They proudly serve thousands of dealerships in the automotive, RV, power … Read more
The Vanguard Target Retirement 2025 Fund serves as a mutual fund tailored for those eyeing retirement around 2025. It’s a segment within the Vanguard Group’s series of funds, overseen by one of the globe’s biggest investment management companies. This fund aims to offer investors a well-rounded mix of stocks and bonds, aligning with their retirement … Read more
Asset Finance International is a leading source of news, analysis, and insights for professionals in the leasing industry. The website provides a wealth of resources for anyone looking to stay up-to-date on the latest trends and developments in asset finance. From regulatory updates to market analysis, Asset Finance International covers it all. At Asset Finance … Read more
Budgeting Techniques is the process of creating a plan to spend money. It is the foundation of personal finance and a crucial step in achieving financial stability. Budgeting techniques are the various methods used to create and manage a budget. Fundamentals of budgeting include identifying income sources, setting financial goals, and tracking expenses. Budgeting strategies … Read more
High quality liquid assets (HQLA) are assets that are easily convertible to cash without losing their value. They are essential for banks and financial institutions to maintain liquidity and meet short-term obligations. High Quality Liquid Assets can be used to manage liquidity risks and mitigate the impact of financial stress. The Basel III framework introduced … Read more
Angel investors and venture capitalists are two types of investors who provide funding for startups in exchange for equity. Startups often require funding to grow and expand their business, and angel investors and venture capitalists are two of the most common sources of funding for early-stage startups. While both types of investors provide funding, there … Read more
Return on Assets (ROA) is a financial metric that measures a company’s profitability by calculating how much profit it generates with the assets it owns. It is a key financial ratio used by investors and analysts to evaluate a company’s financial performance and efficiency. ROA is expressed as a percentage, and the higher the percentage, … Read more
Ground lease financing is a type of real estate financing that has been gaining popularity in recent years. It involves leasing land for a long-term period, typically for 50 to 99 years, to a tenant who constructs a building on the property. The tenant is generally responsible for all costs associated with constructing and maintaining … Read more
Liquidity backstops are an essential part of the financial system, providing a safety net for financial firms in times of crisis. The term refers to the various mechanisms put in place to ensure that financial institutions have access to funds when they need them. These mechanisms can take many forms, from emergency lending facilities provided … Read more
Exim Policy, or the Export-Import Policy, is a set of guidelines and instructions related to the import and export of goods and services. The policy is designed to promote and regulate the country’s international trade, by providing a framework that encourages growth, competitiveness, and sustainability. The policy is formulated by the government and is revised … Read more